Are you considering the purchase of a life insurance policy? Perhaps to provide protection for your spouse, children or other loved ones? Or possibly to support your estate planning and business planning goals?
Life insurance can be a powerful financial tool. If you have dependents, they can use your life insurance death benefit to overcome financial challenges in the aftermath of your death. You could leave a life insurance benefit to loved ones to help them fund their education or reach other major goals.
Worried about your ability to afford retirement? You’re not alone. According to Gallup’s 2017 survey on Americans’ financial worries, 54 percent of those surveyed said they were concerned about not having enough money for retirement. That number is large enough to make retirement America’s No. 1 financial concern.1
Much of the stress surrounding retirement comes from the unknown. There are many variables and factors in retirement that are impossible to predict. You can’t know how long you will live or how long your retirement might last. You can’t know in advance what kind of health issues you may face. And it’s impossible to predict how economic factors could impact your retirement.