Terms & Conditions & Privacy Policy

Welcome to Gregory Financial


Thank you for visiting Gregory Financial (“we,” “us,” “our”). By accessing or using our website, products, or services, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, please refrain from using our website and services. These Terms and Conditions are designed to ensure transparency and outline the expectations and obligations of both parties.


1. Acceptance of Terms


Your access to and use of our website is subject to your acceptance of these Terms and Conditions. By accessing the site, you confirm that you have read, understood, and agreed to these terms. If you do not agree, you must discontinue using the website immediately.


2. Services Offered


Gregory Financial specializes in financial planning, insurance products, wealth diversification, retirement solutions, and precious metals consulting. While we provide expert guidance and services, all information on this website is for general informational purposes only and should not be considered as specific financial, legal, or tax advice tailored to your individual situation.


3. Eligibility


By using our website, you confirm that you are at least 18 years of age and have the legal capacity to enter into binding agreements. If you are using the site on behalf of a company, you confirm that you have the authority to agree to these terms and conditions on behalf of that company.


4. User Obligations


You agree to:

  • Use our website and services in compliance with all applicable laws and regulations.
  • Provide accurate, current, and complete information when interacting with us, including when filling out forms or contacting us for services.
  • Refrain from engaging in any behavior that disrupts the functionality of the website, including transmitting malware, hacking attempts, or unauthorized access to restricted areas.


Failure to adhere to these obligations may result in the suspension or termination of your access to our services.


5. Intellectual Property Rights


All content, including but not limited to text, images, logos, graphics, and software, on this website is the exclusive property of Gregory Financial or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not use, reproduce, or distribute this content without our prior written permission.


6. Third-Party Links and Resources


Our website may include links to third-party websites or resources for your convenience. These links are provided solely as a resource, and we do not endorse or control the content, privacy policies, or practices of these external sites. By clicking on these links, you acknowledge that Gregory Financial is not responsible for any loss or damage arising from your use of third-party websites.


7. Disclaimer of Warranties


We do our best to provide accurate and up-to-date information. However, please be aware that Gregory Financial does not guarantee the completeness, accuracy, or reliability of the website content or services.

The website is offered on an “as-is” and “as-available” basis.

We do not guarantee uninterrupted access, error-free content, or that the website is free of harmful components such as viruses or malware.


8. Limitation of Liability


To the fullest extent permitted by law, Gregory Financial shall not be held responsible for any damages, including but not limited to:

  • Direct, indirect, incidental, or consequential damages arising from the use of our website or services.
  • Loss of data, revenue, or profits resulting from interruptions or errors in the website’s functionality.


9. Modifications to Terms


We reserve the right to revise these Terms and Conditions at our discretion.Any changes will become effective upon posting the revised terms on this page. Your continued use of our website signifies your acceptance of these updates.


Protecting Your Privacy

At Gregory Financial, we are committed to protecting your privacy and personal information. This Privacy Policy outlines the types of data we collect, how we use it, and your rights regarding your information.


1. Information We Collect

We collect information to provide and improve our services, including:

  • Personal Information: Name, email address, phone number, mailing address, and other contact details provided through forms, inquiries, or account creation.
  • Usage Data: Information about your interactions with our website, such as your IP address, browser type, device details, and browsing history, collected via cookies and analytics tools.


2. How We Use Your Information

We collect and use your personal information to provide you with exceptional services and ensure a seamless experience. Specifically, we use your information to:

  • Provide Services: Deliver the financial, insurance, retirement planning, or precious metals services you request.
  • Communicate with You: Respond to inquiries, send updates, and notify you about changes to our services.
  • Personalize Your Experience: Tailor our services, website content, and communications to better meet your preferences and needs.
  • Process Transactions: Facilitate payments and manage billing or account-related matters securely and efficiently.
  • Comply with Legal Requirements: Ensure adherence to applicable laws, regulations, and legal obligations.
  • Improve Our Offerings: Conduct analytics, gather feedback, and enhance the functionality and performance of our website and services.
  • Promote Relevant Services: Share information about new products, services, or special offers (with your consent where required).
  • Protect Against Fraud: Monitor and mitigate fraudulent, unauthorized, or unlawful activities to safeguard your data and our business.

We are committed to handling your information responsibly and ethically, ensuring its use aligns with your expectations and our legal obligations.

 

3. Sharing of Information


We respect your privacy and your personal information will not be sold or rented to third parties. However, we may share your information with:

  • Service Providers: Trusted partners who assist in delivering our services, such as payment processors, IT support, or marketing agencies.
  • Legal Authorities: When required by law or in response to legal processes, such as subpoenas or investigations.
  • Business Transitions: In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of the business operations.


4. Security of Your Data


We actively protect your personal information with industry-standard security measures to prevent unauthorized access, alteration, or disclosure. These include secure data storage, encryption, and access control protocols. While we strive to safeguard your data, no system is fully secure, and absolute protection is not guaranteed.


5. Your Rights

You have the following rights regarding your personal information:

  • Access: Request access to the data we have collected about you.
  • Correction: Change or correct inaccurate or incomplete information.
  • Deletion: Request the deletion of your personal data, subject to legal or contractual obligations.
  • Opt-Out: Withdraw consent to marketing communications or certain data processing activities.

To exercise these rights, please contact us using the information provided below.


6. Cookies and Tracking Technologies

Our website uses cookies and similar tracking technologies to enhance your browsing experience and analyze site performance. You can adjust your browser settings to manage cookies. However, some website features may not work correctly if you disable them.


7. Changes to this Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. Any changes to these terms will be posted on this page. Your continued use of our website signifies your acceptance of these changes.